Private (non-coded) loans

Private (Non-Coded) Loans

Smart, fast, and flexible funding solutions designed for situations where traditional banks can’t provide support. Perfect for urgent needs, unique scenarios, or borrowers who require a more personalised and less restrictive lending approach.

What Are Private & Non-Coded Loans?

Private and non-coded loans are flexible lending solutions that operate outside traditional bank policies and consumer lending codes. They’re ideal for borrowers who don’t meet strict bank criteria or need fast, tailored funding. Instead of focusing solely on tax returns,

TFG Finance considers your full financial picture and real-world circumstances.
These loans are designed for:
Borrowers who need fast approvals
Clients using company or trust structures
Borrowers with complex income or limited financials
Developers or investors seeking short-term funding

Who It’s For

If you’re asset-rich but need liquidity to make your next move, Private & Non-Coded Loans can provide fast, flexible solutions. These loans are ideal for:

Developers and investors Needing quick access to capital for projects or portfolio growth
Business owners: Seeking cash flow support or refinancing options
Borrowers with company or trust structures: Flexible solutions tailored to non-standard setups
Clients with unique or complex financial situations: Where traditional bank lending may not fit
Anyone needing short-term, asset-based finance: Quick, strategic funding backed by your existing assets

Key Features

Key Features of Private & Non-Coded Loans

Flexible Lending Solutions

Built for business, investment, or development purposes—without being restricted by traditional bank rules.

Fast & Streamlined Approvals

Access funding quickly through our network of private and non-bank lenders.

Tailored Loan Structures

Designed around your goals, cash flow, and exit strategy for full control.

Asset-Based Assessment

Focused on the strength of your security, not just income documentation.

Broad Eligibility

Suitable for individuals, companies, trusts, and SMSFs across a variety of property types.

Expert Support

End-to-end guidance from specialists experienced in complex lending needs.

How It Works

Not every borrower fits a standard mould. Private & Non-Coded Loans are designed for flexibility, tailored around your goals, assets, and timeframe.

Whether you’re funding a new project, refinancing, or accessing equity, this lending solution makes the process simple, fast, and straightforward.

Purpose

For business, investment, or development use (non-consumer)

Structure

Tailored lending solutions that adapt to your situation

Security

Backed by residential, commercial, or mixed-use property

Process

Fast assessments, transparent communication, and expert guidance