Self Employed Loans – Financing…
Self employed borrowers often – struggle with strict bank rules. This blog explains flexible assessment methods that help them qualify.…
Sole Traders & Freelancers
Self employed loans are financial products tailored specifically for individuals whose income doesn’t come with a payslip. Whether you’re a sole trader, contractor, small business owner, or freelancer, these loans are designed to reflect the realities of running your own business.
Young People
Private and non-coded loans are flexible lending solutions that sit outside the banks’ strict policies and consumer lending codes.If you’ve ever been told “you don’t fit our criteria,” FYX Finance can help. We look at your overall financial story, not just your tax returns.
First Home Buyers
You’ve saved, waited, and planned. Now it’s time to take that first big step.
helps first-time buyers navigate deposits, LMI, and pre-approval with care and structure.
Families
Family Guarantee Loan is a home loan that allows a close family member typically a parent or guardian to use the equity in their property as additional security for your mortgage. This strategy supports buyers who have a strong borrowing profile
Relocating Families
A bridging loan is a short-term finance solution that helps cover the gap between buying a new property and selling your current one. It’s designed for homeowners who don’t want to miss out on their next ideal property but haven’t yet finalised the sale of their existing home.
Business Owners
Whether you’re expanding your premises, navigating cash flow, or leveraging property for growth, we work with your business as it truly operates not just how it looks on paper.
About us
This loan application marks your powerful step forward.
Stress less, Unlock your true borrowing potential.
We’re specialists in maximising borrowing capacity through smarter income assessment and tailored servicing strategies.
Whether you’re a first-time buyer, refinancing, a professional Investor or expanding, we’re here to help you access every dollar you’re entitled to—ethically and responsibly.
- Expert Income Assessment : we know how to present your income in the most favorable way - within policy.
- Tailored Servicing Strategies : Tailored servicing strategies designed for your goals, using deep lending expertise.
- Trusted : Trusted by borrowers & brokers nationwide proven track record helping clients maximise their capacity, safely & within guidelines.
Pragmatic Solutions
Pragmatic Solutions for Difficult Situations
Finance isn’t always simple. After all, life rarely fits inside neat little boxes. We work with people whose stories don’t always match the banks’ playbook.
Sole Traders & Freelancers
When your income is unpredictable but your goals are clear, we help you show your financial strength in ways traditional lenders can’t see.
Young People
We help new borrowers get started without the pressure. Think support, clarity, and a path forward – even if you don’t have a long credit history.
First Home Buyers
You’ve got questions, and we’ve got answers (plus real tools to help). From family guarantees to low deposit pathways, we help you feel ready.
Families
Rising costs, changing needs, unexpected turns—we understand. We’ll help you explore flexible options designed to fit your current life stage, and whatever’s next.
Relocating Families
Ready to move but still need to sell? We offer flexible financing options that let you buy first and sell later—so you can secure your next home without the stress.
Business Owners
Whether you’re expanding your premises, navigating cash flow, or leveraging property for growth, we work with your business as it truly operates—not just how it looks on paper.
Join us
Partner with us to Grow Stronger and Smarter.
We offer a fully transparent process designed specifically for referral partners and mortgage brokers.
Leverage the best-in-market single CRM
instant milestone updates for smooth
Benefit from a wide range of diverse
Dedicated Post-Settlement Support
Solutions
Solutions that Evolve as You Grow
Explore personalised lending options aligned with your goals and growth journey.
Family Guarantee Loans
Let a family member support your deposit to reduce upfront costs or avoid LMI. Perfect for first-home buyers with strong family support.
Investor Loans
Tailored lending for growing property portfolios, with options around interest-only terms, structuring, and tax efficiency.
Private Loan
Fast, flexible finance for urgent or complex scenarios, especially useful for business borrowers outside traditional lending criteria.
Expat & Non-Resident Loans
Property finance solutions for Australians living abroad or international buyers investing in the Australian market.
Self-Employed Loans
Flexible income assessment for business owners, and freelancers. Because traditional proof of income shouldn’t limit your next step.
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Loan Applications Managed
Process
Our Process: How It Works
Whether you’re ready to apply or simply want to explore your options, we make the lending journey clearer, simpler, and stress-free without the back-and-forth.
Starting the Conversation
Begin online or book a call with our lending expert anytime. We guide you through the essentials, answer your questions, and help you start your loan journey smoothly.
01
Support for Your Loan Application
We streamline the documentation process—no messy email threads. Our team reviews your details and recommends the most suitable loan strategy for your needs.
02
Fast Approval Through to Settlement
Once your funding is underway, we stay closely connected to ensure quick approval, seamless settlement, and ongoing support to help you grow.
03
Post-Settlement Care & Guidance
Enjoy complete transparency and ongoing support even after settlement. Your application remains trackable from day one, ensuring confidence at every stage.
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Reviews
What Our Loving Clients Saying
Blog
Our Latest News & Blog
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